| Cost or fact | What to confirm | Useful evidence |
|---|---|---|
| Advertised price | What interest and usage are included? Is the price an ask or an agreed amount? | Current listing and written offer |
| Recurring charges | Current amount, billing period, due date and responsibility for the next bill | Current association or program statement |
| Other assessments | Known additional assessments or outstanding balances | Current ownership account and written confirmation |
| Transaction costs | Closing, recording, transfer or enrollment charges that apply, and who pays | Itemized written estimate from the responsible parties |
| Usage | Available year, dates, reservation status, banking and borrowing limits | Program confirmation and ownership documents |
Keep the periods consistent
A fee shown without its billing period cannot be compared reliably with an annual amount. Ask the broker to clarify the period and whether taxes or other charges are separate. For a rental, confirm the total stay price, dates, guest charges and cancellation terms in writing.
Know who is responsible
The MLS displays published information. The broker, seller, program and closing professional have different roles. Identify who will obtain each document and resolve a discrepancy before money changes hands.
The FTC explains recurring costs and resale scam precautions. Requirements depend on the interest, program and jurisdiction; ask for professional advice when needed.
Continue learning: Buyer guide · Costs and verification · Weeks and points · Glossary
